Find the Right Home Insurance Policy Near Elkhorn, NE

At Troy Perchal, Farm Bureau Financial Services, we have helped hundreds of families secure the coverage they need for their homes for over 20 years. Our team is to help you find the right coverage at the best price. We work with you to create a customized plan that will protect your home against risks, including fire, theft, and natural disasters. Whether you live in the city or out on a farm, we’ll make sure you’re covered.

When you work with us, you’ll find excellent customer service and knowledgeable and friendly staff. We’re ready to answer any questions or concerns you may have about your coverage. Contact us today to find the right home insurance policy for you.

Why Is It Important to Get Home Owners Insurance?

Homeowners’ insurance covers everything from fire damage to theft and flood damage, storm damage, and other unexpected events. While homeowners insurance policies differ from company to company, most policies cover the following:

• Damage to Your Home: The homeowners’ insurance covers fire damage, lightning strikes, windstorms, and other natural disasters. It also covers theft or vandalism of your personal property from inside or outside the home.
• Personal Liability: Personal liability coverage protects if you’re held legally responsible for bodily injury or property damage you caused to others. This type of coverage is essential if you have children or pets who could be at risk of harming someone else. In addition, this coverage protects you in the event of a slip-and-fall accident on your property.
• Medical Payments: This insurance pays medical expenses for people injured on your property, even if they’re unrelated to a covered loss such as a fire or burglary. This can vary depending on certain limits set by law in your state.
• Comprehensive Coverage: Comprehensive coverage protects against losses not specifically mentioned in other parts of your policy, such as losses due to theft and vandalism, floods caused by storm runoff, and earthquakes that occur within a specific distance from an active fault line.